Instant Insights and Compliance Solutions, for Smarter Portfolio Decisions
Access insight into your portfolio across Fixed Income, Derivatives, and Hybrid Instruments.
Free Access
Portfolio Valuation & Risk Identification
Get instant access to our Portfolio Valuation & Risk Identification tool across Fixed Income, Derivatives, and Hybrid Instruments.
Schedule a demoInsight for Smart Portfolio Decisions
Access advance tools to gain insight of your investment portfolio across range of financial instruments
Get mark-to-market updates across ratings, issuers, and categories with clean visual summaries.
Learn More →Quickly identify your strongest and weakest holdings with deep-dive analytics and trend indicators.
Learn More →Evaluate portfolio side by side using duration metrics, exposure breakdowns, yield curves, and fair-value.
Learn More →How we do it?
Portfolio management through quantitative approach
Portfolio valuation
Comprehensive valuation of your portfolio with accurate market data.
Risk Insight
Quantify risk-metrics of your portfolio for risk management
Simulation
Scenario analysis and stress testing to understand how your portfolio performs under different market conditions.
Asset Allocation
Strategic recommendations for optimal asset distribution to maximize returns and minimize risk.
About Us
IRM Fintech is an aspiring financial technology company specializing in portfolio analytics across range of financial instruments: Cash, Derivatives and Hybrid instruments. Our technology solution is geared to offer valuation, risk-measurement and advance analytical tools to help organisations monitor, measure and manage their investment portfolio. We work closely with organisations to understand their specific needs and also offer custom solutions.
Our platform combines advanced quantitative models with intuitive interfaces, enabling portfolio managers, analysts, and institutional investors to gain deeper insights into their investments. With expertise in valuation, comprehensive risk analytics, and scenario simulation capabilities, we help our clients navigate complex financial markets with confidence.
Our Vision
To simplify portfolio management through innovative technology, empowering organisations and finance professionals with insights and advanced analytics for portfolio management. We envision a future where data-driven decision-making is accessible to every investor, enabling smarter, more confident investment strategies across all asset classes.
Our Mission
To deliver cutting-edge portfolio analytics and risk management solutions that combine sophisticated quantitative models with intuitive interfaces. We're committed to providing institutional investors and portfolio managers with the tools they need to navigate complex financial markets, optimize returns, and manage risk effectively.
Our Team
The people guiding IRM Fintech's product direction and market understanding.
Sanjay Gupta
Former Deputy General Manager, Reserve Bank of India
Two decades of central banking experience spanning debt management, government securities and Public Debt Office operations, currency management, and the supervision of co-operative banks. He served on deputation as Deputy Director at the Debt Management Office, Ministry of Finance, and guides IRM Fintech on fixed income markets and regulatory alignment.
Technical AdvisorHarshil Padhiyar
Technical Lead, Financial & AI Systems
Expertise spanning valuation and risk workflows across bonds, equities, mutual funds, interest rate swaps and forward forex, alongside secure, high-volume enterprise platforms. He has led the engineering of AI agents and automation embedded in live business operations, and guides IRM Fintech on platform architecture, data security and product engineering.
Growth LeadPriti Rajput
Business Analyst & Institutional Marketing
Works at the intersection of product and market, translating what institutional investors and portfolio managers need into clear product requirements and shaping how the platform is presented to them. She leads institutional marketing and client engagement for IRM Fintech, covering outreach, demonstrations and onboarding, and carries what she hears in the field back into the product roadmap.
Frequently Asked Questions
Quick answers to help you navigate our financial platform
What financial instruments does IRM Fintech support?+−
We support a wide range of investment categories including Cash (Equity, Fixed Income), Derivatives (Futures, Options, Swaps), and Hybrid instruments (Convertible Bonds, Structured Products). Our platform is built to handle complex valuation, accrued interest schedules, and risk sensitivity analysis.
How does the Bond Calculator estimate accrued interest and pricing?+−
Our Bond Calculator uses industry-standard financial models that mimic MS Excel's price and yield functions. It supports standard day-count conventions (30/360, ACT/360, ACT/365, ACT/ACT) to accurately calculate dirty prices, clean prices, accrued interest, interest-accrued days, modified duration, and convexity metrics based on coupon frequency.
Which mathematical models are used for Options Pricing?+−
We utilize the classic Black-Scholes-Merton (BSM) valuation model for European call and put options. The pricing engine calculates the option value along with all key sensitivity parameters (the Greeks): Delta (Δ), Gamma (Γ), Theta (Θ), Vega (ν), and Rho (ρ), utilizing high-precision normal distribution approximation formulas.
Can I simulate the impact of yield shifts on my portfolio?+−
Yes, our Bond Pricing tool includes a Yield Shift simulation (in basis points). You can specify parallel yield adjustments (positive or negative) to instantly view the simulated clean prices under shifting interest rate environments, making stress testing easy.
How do I get started with a customized integration?+−
You can schedule a 30-minute support meeting directly via our Calendly widget or reach out through our contact form. Our quantitative team works closely with institutional clients to build tailor-made analytics dashboards and quantitative API hookups.